LCU MORTGAGE SECURED LOANS
LYSAGHT CREDIT UNION HOME LOANS
Home Loan Features
- No cost, No obligation pre-approvals
- Owner occupied or investment loans
- Principle and interest or interest only
- 100% offset facility (multiple offset available)
- Free Redraw facility
- Fixed or Variable rates
- LVR ratios of 80%, 90% (LMI)or 100% (2 securities)
- Unlimited additional repayments (fixed or variable loans)
- Competitive interest rates
- Interest calculated daily, charged monthly
- Weekly, fortnightly or monthly repayment options
We offer multiple ways to manage your home loan
-
- Internet Banking (optional)
- Telephone Banking (optional)
- Over the counter
- LCU App
Email at enquiries@lysaghtcu.com.au
Applying for a home loan with Lysaght Credit Union
For your convenience you are able to download a loan application from our website and email it to enquiries@lysaghtcu.com.au. You can also fax the application to (02) 4229 6099. The other option is to visit one of our branches where a loans officer will talk to you face to face and guide you through the application process.
Loan calculators
Our Loan Calculator will help you work out what your repayments will be, and how additional repayments can affect your loan term and interest paid.
Click Here to use our convenient Loan Calculator
Click Here to use our convenient Living Expense Calculator
Home Loan Features
| Owner Occupied or Investment | Yes |
| 1st home buyers | Yes |
| Special fixed rates available for 1&2 years | Yes |
| Up to 30 year term | Yes |
| Security Guarantor loans | Yes |
| Principal and Interest | Yes |
| Free Redraw facility | Yes |
| Application or Ongoing monthly fees | No |
| Off set account | No |
| Internet/Phone banking/LCU App | Yes |
| Direct deposits for repayments | Yes |
| Unlimited Additional Repayments - Uncapped | Yes |
