1.99% FHO 2 YEAR FIXED

SPECIAL FHO 1.99% GREAT RATE

The NSW Government has introduced a comprehensive First Home Buyers package which will:

  • Abolish stamp duty on all homes up to $650,000
  • Give stamp duty relief for homes up to $800,000
  • Provide a $10,000 grant for builders of new homes up to $750,000 & purchasers of new homes up to $600,000
  • Abolish Insurance duty on Lenders Mortgage Insurance (LMI)
  • Ensure foreign investor pay higher duties & land taxes
  • No longer allow investors to defer paying stamp duty on off-the-plan purchases

You can apply for the $10,000 grant through Lysaght Credit Union or directly through the OSR.

Applications lodged with Lysaght Credit Union will have the grant available for settlement or for the first draw down on contracts to build.

Applying for a home loan with Lysaght Credit Union

Visit one of our branches where a personalised loan consultant will talk to you face to face and guide you through the application process.  Before or after hours appointments are available on request.

For your convenience you are able to download a loan application from our website and email it to enquiries@lysaghtcu.com.au.  You can also fax the application to (02) 4229 6099.

Loan calculators

Our Loan Calculator will help you work out what your repayments will be, and how additional repayments can affect your loan term and interest paid.

Click Here to use our convenient Loan Calculator

Click Here to use our convenient Living Expense Calculator

Owner Occupied or InvestmentYes
1st home buyersYes
Special fixed rate
for a limited time
Yes
Up to 30 year termYes

Security Guarantor loansYes
Principal and Interest, IO available on standard variable loanYes
Free Redraw facilityYes
Application feesNo
Minimum amount
$50,000
Yes
Internet/Phone banking/LCU AppYes
Direct deposits for repaymentsYes
Additional Repayments Yes