CAR/VEHICLE LOANS

Lysaght Credit Union’s Car Loans are flexible and structured to suit your needs. Boasting competitive interest rates and unique features such as no early pay-out fees and the ability to redraw, our Car Loans will help put you in the driver’s seat sooner.  Our loans are not only limited to cars though, you get the same deal if you are looking to purchase a motorbike, truck, boat etc.  For further information regarding the loan purpose please contact a Lysaght Credit Union loans officer.

The best part of all is that your application will be assessed by an appointed loans officer who will guide you through the process and follow it through until the end.  Our loans officers are there to provide you with all the information upfront and make sure you will receive the best offer available.

We will endeavour to give you a response to your application within 24 hours. Whether you need a four wheel drive for the family or a sports car for yourself, talk to Lysaght Credit Union today to discuss how we can best meet your financial needs.

NEW VEHICLE LOANS

Whether you’re looking for your very first car, or planning to upgrade, deciding how to finance your new purchase is easy.

Available for for any brand new vehicle.

  • Available for new vehicles
  • Available to new and existing members
  • Obligation Free – Pre-approval within 24 Hours
  • Redraw facility available
  • No fees
  • Additional repayments accepted
  • 7 year term (Extended term available, terms and conditions apply)
  • Interest calculated daily charged monthly

Car Loan Features

Minimum amount$5000
Application fee$0
Early repayment feeNo
Redraw facilityYes
Maximum term7 Years
Direct deposits for repaymentsYes

Loan calculators

Our Loan Calculator will help you work out what your repayments will be, and how additional repayments can affect your loan term and interest paid.

Click Here to use our convenient Loan Calculator

USED VEHICLE LOANS

Lysaght Credit Union used vehicle loans are available for any used vehicle which holds enough value to use as security for the loan.  If you can comprehensively insure the vehicle for the application amount  then you can use it as collateral.  Available for loans over $5,000.

  • Obligation Free – Pre approvals within 24 hours
  • Available for used vehicles >12 months old.
  • Redraw facility available
  • No application fee
  • No ongoing fees
  • No loan establishment fees
  • Additional repayments accepted
  • 7 year term (Extended term available, terms and conditions apply)
  • Interest calculated daily charged monthly

Car Loan Features

Minimum amount$5000
Application fee$0
Early repayment feeNo
Redraw facilityYes
Maximum term7 Years
Direct deposits for repaymentsYes

Loan calculators

Our Loan Calculator will help you work out what your repayments will be, and how additional repayments can affect your loan term and interest paid.

Click Here to use our convenient Loan Calculator